Category Archives: Business

Understand The Basics Of General Liability Insurance And The Dangers If You Don’t Have It

One of the most talked about commercial insurance policies every business owner should be aware of is general liability insurance. Yet what is it, exactly? Does your business really need it? And what would happen if you forego getting this type of insurance? What is General Liability Insurance? General liability insurance covers those accidents and

Consider These 3 Types Of Insurance Before Running A Business

When you open a new retail shop, gas station, pet shop or other type of business venture, you prepare the business by gathering your merchandise and setting prices. Yet one thing that always gets forgotten until it is too late is commercial insurance. Business owners need to protect their business from costly lawsuits and accidents

4 Ways to Protect Your Small Business From Disaster

Without warning, disaster can arrive at your place of business.  An emergency might come in the form of dangerous weather, a computer virus, or an intrusive criminal. When faced with a crisis of natural disaster, fire, or theft, business insurance can protect the property and equipment of small businesses. However, there are steps to take

Protect Your Employees with Workers’ Compensation Insurance

Business owners know it is their responsibility to protect all of their employees by having workers compensation insurance coverage. It is important to have a workers compensation plan to protect both you and your employees from any accidents, illnesses and injuries. An on-the-job injury or illness not only affects the employee involved, it can halt

Individual contractors need workers compensation too

The purpose of having workers compensation insurance is to protect both employers and employees from a financial loss due to an on-the-job injury. By law, all employers are required to carry a certain amount of workers compensation insurance. However, if you are an individual contractor without any employees, should I really carry this type of

Do I Need Workers Compensation Insurance?

As a business owner or member of management, there are several types of business insurance you must consider. Workers compensation insurance is required in case an employee is hurt or seriously injured while on the job. Workers compensation benefits pays for medical expenses incurred by the employee that were received while he was performing any

Types of Construction Insurance

A large construction site is a complicated affair requiring many crews of workers with their own specialized skill sets and tools.  Because of that, a single project may require many different types of insurance. Liability Insurance – Because of the dangers inherent in the construction industry, liability is probably a contractor’s most important insurance purchase.  It protects