How A New Car Will Affect Your Auto Insurance

Auto Insurance Rates for New Cars

Buying a new car can be very exciting. While deciding on the right color and extra features for your new car, it is also important to consider how your auto insurance will be affected. Knowing what cars will significantly increase your auto insurance coverage can help to ensure that you are able to afford your new purchase.

The cost of your new car will have a serious effect on the cost of your auto insurance premiums. Cars that have a high sticker price are typically more expensive to insure because they are more expensive to repair. If you are looking to save money on your auto insurance rates, consider investing in a lower priced vehicle.

The size of your new car will also help to determine the cost of your insurance. While most people think that smaller cars are less expensive to insure since they can be maneuvered easier to avoid accidents, it is actually the opposite. Smaller, sporty cars tend to be driven by riskier drivers, which leads to an increase in their insurance costs. However, large SUVs are not much cheaper to insure. Large vehicles do much more damage to other vehicles or property during an accident, which can cause them to be pricey to insure.

If you choose a car with a lot of horsepower, you may also find your auto insurance rates rise, since you are more likely to speed. Smaller, less powerful engines do not allow you to reach as high of speeds, which means that they are the least expensive to insure out of all the engine types.

For all of your auto insurance coverage needs when looking for your next car, contact Agape Brokers Insurance Agency in Hemet, California. We will work with you to ensure that you have the right amount of protection, all at the right price.

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