Understand The Basics Of General Liability Insurance And The Dangers If You Don’t Have It

One of the most talked about commercial insurance policies every business owner should be aware of is general liability insurance. Yet what is it, exactly? Does your business really need it? And what would happen if you forego getting this type of insurance?

What is General Liability Insurance?

General liability insurance covers those accidents and losses a business may experience under normal operations. It covers most of the basic damages and unforeseen circumstances that may happen which you will be held liable for due to negligence. Types of protection this insurance provides:

  • Bodily injury
  • Property damage
  • Medical payments
  • Legal costs

Different insurance companies will offer different types of coverage protection in a general liability policy. So it is in your best interest to do your research and compare policies. You are putting your business at risk if you don’t have this insurance if your business catches fire, if an employee is injured on the job, or if a customer becomes injured by a product and decides to sue you for damages.

For more information about insurance in California, please contact Agape Brokers Insurance Agency located in Hemet, CA.

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