Category Archives: Business

Safeguarding Your Investment With Restaurant Insurance

Hemet Restaurant Insurance

The job of a restaurant owner is not easy, we know. We understand that you want to focus your attention on more relevant matters such as the menu, clientele, and specials each week; however, there are a variety of insurance matters necessary for consideration. We want to take the burden of insurance off of your

Workers Compensation and Your Business

Hemet Workers Compensation Basics

If you own a business, you cannot afford to not know about workers compensation. Workers compensation will keep you covered as well as your employees. If one of your employees gets hurt on the job, workers compensation will resolve the issue and pay for the medical expenses of your employee. In short, workers compensation is

1099’s, Workers’ Compensation & Independent Contractors

Hemet Workers Compensation and 1099s

While employers are not required to provide their employees who receive 1099 forms at year’s end with workers’ compensation insurance, it is important that as an employer, you understand how those independent contractors are classified under the IRS rules. Improper classification can lead to bothersome ramifications. It is not that contractors are trying to “trick”

The Low Down on Employment Practices Liability Insurance

Hemet Business Owners EPLI

With so many different types of insurance policies businesses need to adopt, it may have you confused about which are actually necessary and which are simply additives. Did you know that nearly 100,000 complaints were filed in 2012 due to private sector discrimination; these complaints included retaliation allegations, sexual harassment, and race discrimination. Settling an

Understanding the Importance of Contractors and Commercial Insurance

If you’re the owner of a business, you need to understand the importance of contractors and commercial insurance.  One incident at your place of your work or in a company-owned vehicle could lead to financial ruin without proper insurance coverage. There’s no denying that accidents happen.  No matter how careful you and your workers are,

What You Should Know About Workers Compensation and Business Insurance

Most business owners know that they must carry business insurance to cover workers compensation claims. Workers compensation is not always black and white. Here are some things you might want to know about workers compensation and business insurance. Employees are covered regardless of their location.   If you have an employee doing any job-related work, they are

5 Steps to Preventing Fraud in the Workplace

Workers compensation fraud is a huge risk to one’s business. Many may feel as though their employees would never commit this type of crime; however, it happens more often than business owners are aware. To reduce the risk of your business, here are a few steps to take to help toward the prevention of workers