Category Archives: Business
What is D&O Insurance and How Does it Help my Business?
Directors and officers insurance, often known as D&O insurance is an absolute necessity for any business that intends to form a board of directors. Without the protection this type of insurance gives them, folks you ask to sit on the board will refuse because they are at risk. Directors and officers insurance protects your board
Workplace Safety Tips
Workplace safety is extremely important, especially when attempting to reduce the potential for workers compensation and claims. Proper risk management is absolutely essential for those who want to reduce the possibility of workplace injury. Many offices and small businesses do not take the proper security steps because they falsely believe that injuries will only occur
Real Estate — Errors & Omissions
Errors and omissions insurance is of vital importance to those in the real estate business, including independent agents. E&O insurance protects a company against liability in the event that something has occurred accidentally or due to an omission. Any company, regardless of how strict they are about policies or how conscientious they are about the
Liquor Liability Insurance Protects Restaurants from Problems That Arise From Serving Alcohol
Restaurants that serve alcohol on the premises open themselves up to the possibility of a liability claim from a drunk customer that gets into trouble. Someone who has gotten drunk on the premises is at a higher risk for becoming involved in an incident that causes injuries or property damage. Common sense dictates that the
Three Determinants of Insurance Premium
By Fehmeen Khan If you are considering purchasing insurance coverage or already have a policy, you probably thought about the factors that determine your insurance premium. You need not worry about that anymore because this article graciously shares three elements that your premium’s calculation is based on. The Client’s Risk Premium The questions asked here
Keep Your Office Healthy to Prevent a Flu Outbreak
(BPT) – A flu outbreak in your workforce can cause problems in several different areas of your business. The best flu prevention is encouraging and educating workers on how to be proactive at fending off the flu virus. By making sure your employees do the best they can to stay in good health and flu
Seven Mistakes to Avoid on Your 2012 Tax Return
*By Rick Rodgers, CFP Every year, our politicians talk about the need to simplify the tax code and every year, they make it more complex. The average taxpayer will spend an estimated 23 hours completing their return this year. Eighty percent of taxpayers will hire someone to do the work, or buy tax software, even
