Tag Archives: types of insurance

Memorial Day kicks off the most dangerous season of the year on the road

By Jayleen R. Heft Long daylight hours and better driving conditions may lull drivers into a false sense of safety during summer months­­­­, according to a new survey conducted by Michelin for National Tire Safety Week (May 28‒June 3). Two in three (67 percent) drivers report feeling safer driving during the summertime, citing better road

6 things you need to know about insuring a condo — before buying one

By Christine G. Barlow Whether you’re just getting started in life or retiring and looking to downsize, a condominium is a great way to go. You don’t have to worry about the yard, yet it’s your own property so you can paint the walls chartreuse and install grow lights for your man-eating plants if it

12 keys to rein in bodily injury severities

Focusing on the facts can keep a claim out of the courtroom and the expenses in check. (Photo: iStock) It is no secret that bodily injury severities continue to rise significantly faster than the rate of inflation. Compounding the problem is that frequency is rising as well. Prior to 2015, the industry had taken note

5 essentials of a Cyber liability insurance policy

The Ponemon Institute found that data breaches cost companies an average of $3.79 million in damages per incident. (Photo: iStock) Data breaches pose one of the most pressing and potentially devastating risks to businesses across the globe. The significant financial and reputational damage resulting from a hack can impact the entire business on an unprecedented

4 Ways to Reduce Workers’ Comp Claims

How to reduce costs with targeted risk control By Randy Crawford Here are four tips on how to use targeted risk control to reduce your Workers’ Compensation claims costs. In today’s litigious environment, claims against industrial companies are inevitable, and off-the-shelf solutions to manage liability risks are too often inadequate. In the high-risk manufacturing sector,

5 reasons why renters need insurance

Landlords and apartment owners are reluctant to place restrictions and requirements on renters since it could cause them to look for housing elsewhere. While understandable with regard to some aspects such as smoking on the premises or allowing pets — there is one requirement that should not be ignored: Renters’ insurance.   Protection for the

5 liability issues restaurant, bar and tavern owners need to watch out for

Running a bar takes more than having a good selection of liquor. Are your premises safe and do you have the right insurance coverages? From running the business, handling the purchasing and managing staff to attracting customers, a bar’s liability for an intoxicated patron isn’t always the first thing an owner considers. However, being too