Category Archives: Home
Homeowners’ Insurance Do You Have Enough Coverage?
Homeowners’ insurance protects you from loss after major damage or calamity. Every now and again, say finance consultants from USA Today, it is a good idea to review your policy to be sure you have enough coverage to meet your needs. A standard homeowners’ policy includes: Hazard insurance covers physical damage or loss to property and
Five Homeowners Insurance Tips for First Time Buyers
A first time homeowner can find buying a new home exciting and overwhelming. When shopping for quotes, there are five areas that are especially important. Here are tips to get the best coverage at the most affordable price. 1. Know the difference between the replacement cost and the market value. Depending on how much was
Prepare for the Hidden Costs of Homeownership
The U.S. Department of Housing and Urban Development (HUD) recognizes this month as a time to celebrate the American dream of owning a home. While record low interest rates and recent tax credits for first-time homebuyers have enticed many families to turn their dream of homeownership into a reality, the hidden costs of homeownership can
Guidelines for Purchasing a Home Warranty
A home service contract, otherwise known as a home warranty, provides homeowners with peace of mind that the cost of repairing or replacing an appliance or major system will be covered. However, many people are unaware of exactly how a home warranty works. The Service Contract Industry Council (SCIC), a leading advocate on behalf of
Homeowners Face Insurance Increases Nationwide
The recently released 2011 HomeInsurance.com RateReport shows a considerable increase in average 12-month homeowners insurance premiums for new policies in December 2011. The data represents approximately 15,000 policies sold across the United States with such top-rated carriers as Travelers, Safeco, The Hartford, and ASI/Ark Royal. The RateReport shows that 12-month home insurance premiums in December
Cut Crime and Save Money with a Home Security System
Some of the nation’s insurance companies are encouraging homeowners to install monitored security systems by offering them substantial discounts on homeowner’s insurance. “A survey of the 10 largest insurance companies offering homeowners coverage found premium discounts up to 20% if a home is equipped with a monitored alarm system,” said Dom D’Ascoli, president of the
Insurance Questions Potential Homeowners Should Ask before They Buy
Insurance Information Institute says insurance is often the last thing people think about when buying a home, but it should be a key factor. When it comes time to buy that dream home, the cost to insure it is often overlooked. The Insurance Information Institute (I.I.I.) says there are two questions every potential homeowner should
