Category Archives: Auto
Three Determinants of Insurance Premium
By Fehmeen Khan If you are considering purchasing insurance coverage or already have a policy, you probably thought about the factors that determine your insurance premium. You need not worry about that anymore because this article graciously shares three elements that your premium’s calculation is based on. The Client’s Risk Premium The questions asked here
Seven Mistakes to Avoid on Your 2012 Tax Return
*By Rick Rodgers, CFP Every year, our politicians talk about the need to simplify the tax code and every year, they make it more complex. The average taxpayer will spend an estimated 23 hours completing their return this year. Eighty percent of taxpayers will hire someone to do the work, or buy tax software, even
Six Tips for Keeping Your Financial Fitness Resolution
Make sure you keep your New Year Resolutions before it’s too late. “Making small improvements at the beginning of the year is a lot easier than trying to play catch-up,” says financial planner Rick Rodgers, author of “The New Three-Legged Stool: A Tax Efficient Approach To Retirement Planning” “Just as you would embark on an
Five Credit Myths to Ditch Now
*By Barbara Pronin Everyone knows that having a good credit score marks you as a credit-worthy individual with increased buying power. But, said consumer finance consultant Jill Krasny, many people have critical misconceptions about what makes for a good credit score. Krasny offers five common credit misconceptions: Having too much available credit can hurt
Latest Innovations in the Auto Insurance Industry
Insurance companies have never had a reputation as the most innovative group when it comes to changing and upgrading their services and the way do business in general, which would help them become more accessible and more appealing to consumers. That is only partly their fault, because insurers have been limited in their ventures to
Traffic Infractions: Their Severity and Impact on Insurance Rates
Traffic infractions can vary from minor to very serious and how an insurance company rates them varies as well. Drivers should know how these types of infractions affect premiums and when to shop around for a better rate. When a driver is given a ticket, it may cause an increase in premiums depending on the
Is Your Auto Insurance Sufficient? Time to Look Again
While you may believe you have ample car insurance, the cars on the road around you may not. According to the Insurance Research Council (IRC), about 14 percent of drivers nationwide (roughly one in seven) are uninsured. That means that of the nearly 5.5 million car accidents in 2009, nearly 770,000 involved an uninsured driver.
