What You Should Know About Workers Compensation and Business Insurance
Most business owners know that they must carry business insurance to cover workers compensation claims. Workers compensation is not always black and white. Here are some things you might want to know about workers compensation and business insurance.
Employees are covered regardless of their location.
- If you have an employee doing any job-related work, they are covered no matter where the injury occurred.
Workers compensation covers more than just medical expenses.
- Workers compensation covers any medical expenses as well as any income loss due to time off work. The employer must also cover any additional education or rehabilitation expenses that occur if the ability to continue working in the same field is lost due to the injury.
You are legally obligated to obtain the correct business insurance to cover any workers compensation claims.
- An employee has the right to take legal action if workers compensation is not provided.
At Agape Brokers Insurance Agency, in Hemet, California, we have the insurance plan to make sure you and your business are fully covered. Contact us today!
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