Creating the Best Home Inventory

With the holiday season over, you may find that your home is full of new belongings. Luckily, your homeowners insurance will provide protection for all of your new belongings. Creating a home inventory is the best way to ensure that your belongings will be protected in case of any unfortunate situation. Keep these tips in mind to help you create the best home inventory.

• Decide on a method – there are two main ways to create a home inventory, taking a video of all your belongings or taking a picture. No matter which method you use, you want to make sure that you include the value of each item, either by talking over the video or making a list that corresponds to the pictures.
• Document thoroughly – go room by room in your house to ensure that you do not miss any items when creating your inventory. The more information that you have about each item, the better. Keep any receipts, credit card statements, and appraisals to prove the actual value of each item.
• Keep the inventory safe – once you complete your inventory, keep it somewhere safe. Do not keep your inventory in your home in case your home is completely destroyed. Consider keeping your inventory in a lock box at a local bank or keeping it with a trusted friend or family member. You may also want to consider making copies of your inventory in case you are not able to access one copy in the event of a disaster.

For all of your homeowners insurance needs and to ensure that you have the right amount of coverage for your home and all your belongings, contact the insurance professionals at Agape Brokers Insurance Agency in Hemet, California. We will work with you to ensure that you have the right amount of protection, all at the right price.

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