With so many different types of insurance policies businesses need to adopt, it may have you confused about which are actually necessary and which are simply additives. Did you know that nearly 100,000 complaints were filed in 2012 due to private sector discrimination; these complaints included retaliation allegations, sexual harassment, and race discrimination.

Settling an employment practices liability claim can be extremely costly and, without the proper coverage, can leave you in financial ruin. You will not only endure the costs of legal representation and corrective measures, but your company’s reputation will also suffer as well.

Adopting an Employment Practices Liability (EPL) policy can protect your company from financial ruin in an unexpected turn of events. While following all legal regulations regarding employment practices is part of your responsibility as a business owner, an employment practices liability insurance policy will offer you the peace of mind knowing any mistakes will be protected.

Employment Practices Liability Insurance covers:

• Discrimination (verbal & emotional)
• Negligence in hiring and supervision of employees
• Demotions or failure to promote due to wrongful reasoning
• Retaliation against existing employees
• Wrongful termination
• Wage & Hour Disputes
• Any violations listed in the American with Disabilities Act Amendments Act of 2008 (ADAAA)
• Sexual harassment
• Any form of harassment including religious & transgender discrimination

As a business owner, it is your first priority to protect the best interests of your company. By adopting an employment practices liability insurance policy, you offer your company the utmost protection from any unpleasant scenarios. Before a claim leaves you in an irreversible dilemma, speak with your insurance provider immediately.

Agape Brokers Insurance Agency is available to help you adopt an Employment Practices Liability Insurance policy for your business, no matter how small or large. Contact us today for all of your Hemet, California business insurance needs. We have been providing California residents with superb insurance services for over 23 years.

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