What Graduates Need to Know About Insurance

Insurance Coverage After Graduation

Graduating college is a huge milestone. It means that it is time to take the next step in your life, no matter if it is moving into your own house in the same neighborhood, or accepting a job across the country. As you are moving on with your life as an adult, it is important to know how to handle your insurance coverage to ensure that you have the protection that you deserve.

One of the best ways to make sure that you have the right coverage with all of your insurance policies is to work with an independent insurance agent. Independent insurance agents do not work for one specific insurance company, they work with many different affiliates to ensure that you will be able to find the perfect policy to fit with your needs.

To help your independent insurance agent find the right policy for you, they will need specific information, including:

  • Your driver’s license, or any other legal form of identification.
  • Information about what you are insuring, such as your vehicle and personal belongings. This can include the value of the item you are trying to insure, such as your flat screen TV, or the vehicle identification number (VIN) of your car.
  • Details about your previous insurance coverage options. If you had insurance through your parents, ask them for a copy of the policies that you were a part of.
  • The amount that you can afford with your deductible. When you make a claim, no matter if it is for your renter’s or auto insurance policy, your deductible is what you will have to pay out of your pocket before your insurance coverage will kick in.

When looking for the right insurance policies after walking across the graduation stage, contact the independent insurance agents at Agape Brokers Insurance Agency in Hemet, California.


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