Protecting Your Business From a Cyber Attack

Cyber Liability Insurance

Data breaches have been happening for many years, but they have become much more common in recent times. Many companies have fallen victim to a data breach without even knowing it. No matter the size of your business, you are vulnerable to a breach, which makes investing in a cyber liability insurance policy vital to the safety of your company.

Many small business owners assume that they are safe from a breach since they do not have very much secure information. However, the opposite is true. Since small companies do not have the budget that larger corporations have for cyber security, they are much more vulnerable.

A cyber liability insurance policy will provide coverage for many situations that are related to a cyber attack, including:

  • Data breach and privacy crisis management, involving any expenses that are related to the breach, including an investigation, data subject notification, remediation, call management, legal costs, credit monitoring, and court and regulatory fees.
  • Multimedia and media coverage, which will include any third party damages such as intellectual property rights infringement and defacement of a website.
  • Extortion and liability coverage, including any losses that are due to a threat of extortion, as well as any professional fees that are related to the extortion.
  • Network security liability, which will include third party damages that are the result of denial of access, any costs that are related to third party suppliers data, and costs that related to the theft of any data that was kept on third party systems.

When looking for the right cyber liability insurance policy to protect your business, contact the insurance professionals at Agape Brokers Insurance Agency in Hemet, California. As an independent insurance company, we will work with you to make sure that you have the coverage that you deserve, all at the right price.

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