Business Insurance 101

One of the most important aspects of being a business owner is making sure that you have the right amount of coverage with the right insurance policies. Finding the right insurance policies can be much easier said than done. Finding the perfect insurance agent to work with can make the process much easier. There are two main types of insurance agents that you can work with to find the right commercial insurance policies, including:

• Captive agents – which are agents who represent just one insurance company. Captive agents are only able to offer policies that are offered by the one insurance company.
• Independent agents – independent insurance agents, such as the ones at Agape Brokers Insurance, are able to offer insurance policies from all of their affiliate companies to make sure that you find the perfect policy at the right price. They will do the comparison shopping for you to make sure that you have the protection that you deserve.

There are many benefits of choosing to work with an independent insurance agent when looking for the right business insurance policies, including:

• More choices – since they are not tied to one specific insurance company, they are able to offer you more choices than you would be able to get with a captive agent.
• More affordable – choosing to work with an independent insurance agent will typically help you save money on the cost of your insurance policies.
• Unbiased advice – independent agents do not have an allegiance to a single company, which means that they are able to let you know which policy will truthfully work best for your specific needs.

For all of your business insurance needs to ensure that you and your company are properly protected from any peril, contact Agape Brokers Insurance in Hemet, California.

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