Category Archives: Insurance Topics

Memorial Day kicks off the most dangerous season of the year on the road

By Jayleen R. Heft Long daylight hours and better driving conditions may lull drivers into a false sense of safety during summer months­­­­, according to a new survey conducted by Michelin for National Tire Safety Week (May 28‒June 3). Two in three (67 percent) drivers report feeling safer driving during the summertime, citing better road

4 reasons for real estate agents to carry their own E&O policy

What can have the greatest negative impact on your current and future earnings? Commoditization of real estate? Commission decreases? Online competitors? Believe it or not, it’s being sued. That single event, even if properly insured, can threaten everything you worked so hard to build. Endless lawyer meetings and sleepless nights kill your efficiency. And that

Have some jewelry in the house? Protect It!

Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic.

Your garage is a bigger risk than you think: Here are 7 ways to keep it safe

How safe is your garage? You might be surprised. Most homeowners are unaware of the risks in their garages and the types of disasters that a poorly maintained one could cause. From trip-and-fall incidents, to fires, to poisonings, a long list of potential risks lurk in the average American garage, often without the homeowner even

Managing a Successful Workers Comp Claim

Workers’ compensation claims occur on a regular basis, but how the adjuster manages the case from the outset can often determine whether the employee returns to work or becomes a client of Dowe, Sueum and Howe. Consider the following case study and see how small but important decisions throughout the process created an outcome in

Are You Ready for El Nino?

Don’t be desperate after El Nino flooding – be protected. In just the last few months we have seen the flood damage done in low risk flood zones in South Carolina, Texas & Nevada brought on by extreme weather in areas that no one thought would ever flood. If your home is affected by the

Threats in Your Business

Risk assessment is fundamental to developing a realistic, reliable business continuity plan in Hemet, CA. Companies that proactively consider which events are going to be a higher risk to them will, in turn, become aware and put in place prevention practices. This is particularly important to develop in smaller business which can potentially grow in