Health insurance is important, as you never know what life may throw at your, and shouldn’t take your well-being—or the well-being of those you love—for granted. However, health insurance plans can vary, and pricing can be steep. The following tips, offered by Health Insurance Outlet, let you in on 6 ways to save on individual health insurance.

1) Compare plans
Based on your affordability, see what plans make sense for your health history. If you are a healthier person, maybe a higher deductible plan will be the right route for you.

2) Choose an insurance plan with a smaller network
This will instantly save you money because carriers will always charge you a premium if the network is large.

3) Increase your deductible
The deductible is the money you have to pay out of your own pocket first before the insurance carrier will start paying benefits.

4) Consider your health history and how old you are
For instance, if you do not have a history of taking prescription drugs, then pick a plan with lower drug benefits and that will lower your California health insurance premium.

5) Ask your employer if they offer health insurance
For the most part, group insurance through your employer will have lower monthly premiums. This is also because employers are required to contribute towards your health coverage and that will always save you money.

6) Consider HSAs to maximize your tax benefits
Health Savings Accounts (HSAs) are great ways to spend your tax dollars wisely. These health insurance plans are meant for people who have recurring or predictable health care needs.