48 spring break insurance considerations and safety tips
Mar 15, 2016 | By Jayleen R. Heft, PropertyCasualty360.com Spring break is a great time for families and students to relax and unwind from the stresses of school and home life. As millions of adults and kids embark on trips across the globe to celebrate the return of spring after a long, cold winter,
4 reasons for real estate agents to carry their own E&O policy
What can have the greatest negative impact on your current and future earnings? Commoditization of real estate? Commission decreases? Online competitors? Believe it or not, it’s being sued. That single event, even if properly insured, can threaten everything you worked so hard to build. Endless lawyer meetings and sleepless nights kill your efficiency. And that
Have some jewelry in the house? Protect It!
Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic.
Your garage is a bigger risk than you think: Here are 7 ways to keep it safe
How safe is your garage? You might be surprised. Most homeowners are unaware of the risks in their garages and the types of disasters that a poorly maintained one could cause. From trip-and-fall incidents, to fires, to poisonings, a long list of potential risks lurk in the average American garage, often without the homeowner even
Managing a Successful Workers Comp Claim
Workers’ compensation claims occur on a regular basis, but how the adjuster manages the case from the outset can often determine whether the employee returns to work or becomes a client of Dowe, Sueum and Howe. Consider the following case study and see how small but important decisions throughout the process created an outcome in
Are You Ready for El Nino?
Don’t be desperate after El Nino flooding – be protected. In just the last few months we have seen the flood damage done in low risk flood zones in South Carolina, Texas & Nevada brought on by extreme weather in areas that no one thought would ever flood. If your home is affected by the
What Independent Contractors Need to Know About Workers’ Comp
Make sure you’re covered by worker’s comp! Workers compensation is important to ensure that you’re covered in the event of an injury. However, not all workers are covered equally. While employees are often covered, independent contractors often are not. Sometimes employers even try to claim employees as independent contractors to avoid paying for additional workers’