Motorcycle Safety Awareness Month

As the spring season arrives more and more people are jumping on their motorcycles and heading out on the road. May is motorcycle safety awareness month, which means it is the perfect time for both motorcycle riders and motorists on the road to pay a little bit more attention to the increased motorcycle traffic.

As a motorcycle rider, having the right motorcycle insurance coverage can help to keep you safe while driving. Keep these policy considerations in mind to ensure that you have the right amount of protection this spring.

• Increase your liability limits – if you are involved in an accident, your liability limits on your policy will provide coverage for any money you owe for injuries or property damage. Increasing your limits will help to make sure that you are not financially devastated after an accident.
• Add medical payments coverage – keep in mind that your liability coverage will not pay for any injuries that you or your passenger incurs during an accident. Adding medical payments coverage will help to make sure that any of your own medical bills are paid for.
• Cover your after-market products – typical motorcycle insurance policies will only provide coverage for the book value of your motorcycle, which means that if you have added any after-market accessories, they will not be covered. Talk with your agent and let them know about any after-market accessories that you have added to make sure that you have the right amount of protection.
• Carefully choose your deductible – choosing a high deductible will help to keep your monthly premiums low, but it will also mean that you will have to pay more out of pocket before your insurance coverage kicks in. Make sure that you choose a deductible that you can actually afford, even if it makes your monthly rates a little bit higher.

Contact Agape Brokers Insurance Agency in Hemet, California for all of your motorcycle insurance needs.

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